Overview of payment gateways

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This page explains the payment gateways that BettaMax supports, the role of each gateway in the collection process, and how they connect with each other. Read this page before setting up any payment gateway to choose the right solution for your store.

 

Payment collection process on BettaMax #

Funds from international orders go through two steps before being transferred to your Vietnamese bank account. Understanding this process will help you set up your account correctly and avoid situations where funds are stuck or delayed.

  1. Customer payments via payment gateway (PayPal ACDC) — Money from international customers is transferred to your merchant account through the payment gateway integrated into BettaMax.
  2. Withdraw money to Vietnam via PingPong — From your merchant account, you transfer money to your PingPong account and then withdraw it to your domestic bank account.

 

Note: You need to set up both : the payment gateway (to receive money from customers) and PingPong (to withdraw money to Vietnam). Missing either will prevent you from completing the collection cycle.

 

PayPal ACDC: A gateway for receiving payments from customers. #

PayPal ACDC (Advanced Credit and Debit Card) is the primary payment gateway on BettaMax, allowing stores to accept international credit and debit card payments without requiring customers to have a PayPal account.

  • Payment methods: Visa, Mastercard, American Express, Discover, and PayPal.
  • Suitable markets: US, UK, CA, and other international markets.
  • Processing speed: Money is transferred to the merchant’s account within the day with BettaMax’s T+0 Pay mechanism.
  • Transaction fees: Calculated as a percentage of each successful transaction. Contact @btmcsmax for specific fee details.
Pay T+0: BettaMax solves the common problem of PayPal holding funds for longer periods (7 to 21 days) with its Pay T+0 mechanism, allowing funds to be transferred to your account on the same day of the transaction. See details at Pay T+0: How to receive funds on the same day .

 

PingPong: Withdraw money to a Vietnamese bank account. #

PingPong is a cross-border payment service that allows Vietnamese sellers to receive money from international payment gateways and withdraw it to their domestic bank accounts. BettaMax integrates directly with PingPong in its dashboard.

  • Function: Receive funds from PayPal ACDC merchant accounts and transfer them to Vietnamese banks.
  • Processing time: Typically 1 to 3 business days after the withdrawal request is submitted.
  • Requirement: You need to create a separate PingPong account and verify your identity before using it.

 

Quick comparison of options #

CriteriaPayPal ACDC (qua BettaMax)PayPal Standard
Customers need a PayPal account.Are notNo (with checkout card)
Time to receive moneyT+0 (within the day)7 to 21 days (often held)
BettaMax integrationAvailableNot directly integrated
Withdraw to VietnamVia PingPongA separate solution is needed.

 

Recommended order of setup #

To ensure the store can receive and withdraw money in full, follow these steps in order. Skipping any step will disrupt the cash collection cycle.

  1. Connect PayPal ACDC — Set up your payment gateway to start receiving payments from customers. See the instructions at How to connect PayPal ACDC payment gateway .
  2. Create and connect a PingPong account — Set up an account to receive money to Vietnam. See instructions at How to create and connect a PingPong account .
  3. Verify your Pay T+0 configuration — Ensure the instant payment mechanism is activated. See instructions at Pay T+0: How to receive money on the same day .
  4. Check profits — See how to read profit reports at How to view profits directly on the system .
Note: Both PayPal ACDC and PingPong require KYC verification before full functionality can be used. Please have your Citizen Identification Card/Passport and bank account ready before starting the setup.

 

Frequently Asked Questions #

Can Stripe be used instead of PayPal ACDC?
Currently, BettaMax integrates directly with PayPal ACDC. Contact support for more information about other payment gateways under development.

How are payment gateway fees calculated?
Fees are calculated as a percentage of each successful transaction. Contact @btmcsmax for a detailed fee schedule based on store size.

How long does it take for customer funds to arrive in a Vietnamese bank account?
With PayPal ACDC + Pay T+0: funds are credited to the merchant’s account on the same day. Then, withdrawals via PingPong to a Vietnamese bank account take an additional 1 to 3 business days.

 

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